Capital that moves as fast as you do.

Working-capital loans, salary advances and church financing — decisions within 48 to 72 hours from our Tegeta head office in Dar es Salaam. No hidden fees.

A BSI Finance loan officer reviewing a client's loan file at the Tegeta head office

Responsible lending. Fast decisions. No hidden fees.

BSI Finance is a Bank of Tanzania licensed Tier 2 microfinance institution, committed to responsible lending, financial inclusion, and poverty reduction — serving salaried workers, entrepreneurs, and religious institutions from our Tegeta head office in Dar es Salaam since 2023.

Salaried Employee Loans

Up to 12× your monthly salary with direct payroll repayment. Open to civil servants, teachers, NGO staff, and employees of registered private companies.

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Business & SME Loans

Working capital from TSh 500,000 to TSh 20M for stock, equipment, and expansion. Secured against a land title deed or registered vehicle — decisions within 72 hours.

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Church & Institution Loans

Loans for church construction, ministry vehicles, and outreach facilities. Repaid from regular congregation offerings with formal leadership board approval.

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House Plus Loan

House rent, plots, rehabilitation and finishing, household furniture, and Airbnb business capital.

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Agribusiness Loan

Financing for poultry keepers and growers of fruit and vegetables.

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Fast financing for employees

Your salary is your security — we make it work faster for you.

Up to 12× your monthly salary, repaid by direct payroll deduction. Available to civil servants, teachers, NGO staff and employees of registered private companies.

  • Direct payroll deduction — no cash handling
  • Approval within 48 hours on complete applications
  • Civil servants, NGO staff, teachers and private sector eligible
3.5% per month
TSh 20M max loan
48 hrs avg. approval
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Working capital to grow your business

Stock up, expand, and grow — capital when your business needs it most.

Working-capital loans from TSh 500,000 to TSh 20M for stock, equipment, and business expansion. Secured against a land title deed or registered vehicle.

  • Secured against land title deed or registered vehicle
  • Suitable for retail, small-scale production and service businesses
  • Repayment terms up to 12 months
3.5% per month
TSh 20M max loan
12 mo max term
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Construction and ministry financing

Your congregation's vision deserves to be built — we help make it reality.

Loans for church construction, ministry vehicles, and outreach facilities. Repaid from regular congregation offerings, with formal leadership board approval.

  • Covers church building, halls and ministry office construction
  • Ministry vehicles and outreach equipment included
  • Repaid from offerings — requires formal board approval
3.5% per month
TSh 20M max loan
12 mo max term
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Why a BSI Finance loan

The advantages of borrowing with us.

Unlike many lenders, BSI Finance gives you fast decisions, complete rate transparency, and personal service — with no hidden fees.

Apply for a loan
Approval within 48 to 72 hours
Our credit team makes fast decisions so you never miss an opportunity.
Transparent interest rates
The rate you see is the rate you pay — no surprise charges or hidden penalties.
Local personal support
Our Tegeta team responds in Swahili and English, six days a week — real people, not bots.
Licensed by Bank of Tanzania
BSI Finance operates under Bank of Tanzania regulations, protecting your rights as a borrower.
The process

Four steps. That's it.

01
Apply
Fill a short form online or visit our Tegeta head office in person.
02
Upload docs
ID, payslip or business licence, collateral documents.
03
Get a decision
Our credit team responds within 48 to 72 hours of submission.
04
Receive funds
Funds disbursed directly to your bank account or M-Pesa wallet.
The Dar es Salaam skyline

COMMUNITY IMPACT · BSI FINANCE

For Tanzania's workers, farmers, and communities — capital that makes a difference.

Our story
Why BSI Finance

Built with integrity for Tanzanians.

Fully licensed

Regulated by the Bank of Tanzania. Safe lending, complete transparency.

48–72 hour speed

Loan decisions within two to three business days. No lengthy paperwork, no unnecessary delays.

Personal service

Our team is based at Tegeta, Dar es Salaam. We respond in Swahili and English, six days a week.

Ready to begin?

Your capital is waiting. Apply today.