Salaried Employee Loan · BSI Finance

Fast financing powered by your salary

No collateral required. No cash handling. Repayments automatically deducted from your payslip.

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Fast financing powered by your salary

Your salary is your security. BSI Finance advances you up to 12× your monthly pay — with no collateral, no cash handling, and repayment automatically deducted from your payslip.

Available to civil servants, teachers, NGO employees, and staff of registered private companies across Tanzania.

3.5%
Per month (interest)
12×
Max salary multiple
TSh 20M
Maximum loan amount
48hrs
Average approval time

Benefits of the Employee Loan

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What Can I Use This Loan For?

Home Improvement

Build, renovate or expand your family home

Medical Expenses

Cover hospital bills, surgery, or emergency medical care

School Fees

Pay tuition from primary school through university

Vehicle Purchase

Buy a family or work vehicle without a large upfront burden

Emergency Needs

Access funds quickly when unexpected family situations arise

Side Business

Start or grow a side business alongside your employment

Eligibility Requirements

Documents Required

Letter of employment (official letterhead)
Last 3 months' payslips
Employer authorisation letter for payroll deduction
Copy of NIDA national ID or passport
2 recent passport-size photographs
Completed BSI Finance application form
Simple process

How to Apply

1

Get in Touch

Visit our Tegeta office, call us, or fill in the online enquiry form. Our advisor will guide you through the process.

2

Submit Documents

Submit the required documents listed above. Our team reviews and verifies them quickly — typically same day.

3

Approval & Disbursement

Approval is issued within 48 hours. Funds are sent directly to your bank account or mobile money wallet.

4

Automatic Repayment

Repayments are automatically deducted from your salary each month — nothing to remember or worry about.

Ready to apply?

Start your loan journey today.