House Plus Loan · BSI Finance
Every stage of a home, one loan.
Paying rent, buying a plot, rehabilitating, finishing a building, furnishing it — right through to capital for an Airbnb business.
Enquire About This LoanA home is rarely one single expense. This year it is rent, next year a plot, the year after that the finishing. House Plus is a single facility that meets all of those needs, on terms matched to the stage you are at.
It is open to both salaried workers and owners of income-generating businesses — provided you hold valid identification and can evidence your income.
Because House Plus covers everything from a month's rent to the purchase of a plot, the interest rate, ceiling and repayment term are set at application against the type of need and the security offered. Speak to an advisor for the full terms before you apply.
Settle a full year of rent in one payment instead of scrambling each month
Buy a plot with clean title and start the journey to owning your own home
Repair the roof, walls, plumbing or wiring of a house you already own
Finish a house left standing — plaster, flooring, windows, doors and paint
Furnish a new home with beds, seating, kitchen fittings and appliances
Set up your property for guests and turn it into monthly income
The exact document list depends on what you are financing — rent, a plot, or construction. Your advisor confirms the full list before you submit.
Visit our Tegeta office or call us. Tell us whether it is rent, a plot, a rehabilitation or a finishing job — that is what shapes the terms.
Hand in your identification, your proof of income and the legal documents for the property concerned. Our team reviews and verifies them.
We confirm the title and value of the house or plot being offered as security, then set out your full terms in writing.
Once the terms are agreed, funds go to your bank account — or directly to the seller or contractor where that suits the project better.